Categories
Finance

Ways that Elders Can Avoid Financial Exploitation

Unfortunately, the exploitation of elderly people’s financial resources is a real concern these days. Freedom Debt Relief reviews of this issue reveal that elder fraud victims lose, on average, around $30,000 from things like scams, predatory products, or even abuse by a trusted family member or friend.

Approximately 1 in 5 elderly Americans have been the victims of financial fraud. Most of it occurs with individuals between the ages of 80 and 89. The majority of them are women. And a significant number of them are experiencing cognitive decline. Freedom Debt Relief reviews show that the elderly who are most at risk are those living alone, rely on other people to care for them or have limited social interactions with other people.

Signs of Potential Exploitation

If you are concerned about an elderly person that you know becoming a victim of exploitation or are worried that you are being scammed, Freedom Debt Relief reviews these top signs of possible exploitation:

  • Out of the ordinary spending behaviors.
  • Confusion over financial transactions.
  • Unexplainable or sudden transfer of assets.
  • Bills left unpaid that are normally taken care of.
  • A new “friend” who is not looking out for the elder’s best interests.

These are some of the more common signs, but there are others. To help the elderly avoid this kind of exploitation, follow some basic guidelines like talking regularly with a trusted friend, advisor, or family member about finances. Using checks or credit cards could also help with avoiding some scams. And always use cause before sharing any personal financial information over the phone or internet.

Common Types of Scams

Freedom Debt Relief reviews of the various types of elder exploitation found that most scams have three main characteristics. There is usually a “hook” that catches your attention and can cause you to pay less attention to the details. Then there is a period of manipulation where scammers establish trust with their victim. There may also be a strict deadline where you don’t have much time to decide.

Some of the most common scams include:

  • Identity theft – When someone steals your personal information to gain access to bank accounts, credit cards, and other financial information.
  • Telephone scams –Scammers may pretend to be a grandchild, relative, or someone from a well-known charity asking for money or financial help.
  • Sweepstakes scams – With these scams someone may call pretending to be from a sweepstakes. If they ask you to pay taxes on your “winnings” via check or wiring money, this is likely a scam.
  • Prescription and Health Care scams – These come in many forms but are often about healthcare “discounts” requiring you to give someone your Medicaid number.
  • Home improvement/repair scams – In these cases, someone may offer to do some sort of work on your home, ask for a deposit, then do not perform the job.

Exploitation from a Trusted Person

Sometimes the exploitation occurs from someone that the elder knows and trusts. This could be a family member, friend, or caregiver. Freedom Debt Relief reviews show that it is family members who often commit a large portion of this type of abuse. Sometimes they may even threaten to put the elderly person in a nursing home if they do not cooperate or isolate them from other family members who could become aware of what is going on. It may be a good idea to hire a financial advisor or have a third party look over financial information as a protective measure. And always use a certified agency when hiring caregivers.

If you feel that you are being exploited or know someone who is, contact the local government agency in your state that handles adult protective services.

Categories
Business

5 Big Franchising Trends in 2018

No matter how long you’ve been a franchisor or franchisee, you’ll be aware that the ups and downs of an ever-changing economy can have a big impact on business. That’s why keeping track of trends in the marketplace can be so useful for those looking for franchise opportunities or setting up a game plan for the year. No matter what kind of marketing strategy might have worked in the past, there’s no guarantee that anything will remain stable in the future. Keeping track of what’s happening with money, business trends, and technology will help you get a leg up on the competition by preparing you for what comes next. If you’re looking to choose a franchise to purchase or just trying to get on top of your business strategy for 2018, here are a few trends to watch.

1. Hiring Will Be on the Rise

We’ve already seen a dip in unemployment rates early in the year. While low unemployment isn’t always a great thing for franchises, it’s usually a sign of a healthy, thriving economy to match the rising cost of living. There’s also a trend in flexible hours and part-time work carried over from 2017 that could benefit a growing business if used wisely. If you plan to expand your business, you’ll need to plan on hiring not only more men and women on the ground, but a larger sales team, skilled marketing strategists, and even a few interns to help out with building the brand’s social media presence. While all of this translates to upfront expense, the systems a hiring streak will put in place will last you through the year, helping you grow and expand your brand message easily and painlessly.

2. Social Media Will Continue to Hold Sway

Whether you decide to hire someone full time or integrate social media duties into your marketing plan, having a thriving social media presence is going to continue to be a huge asset to business growth. Not only will you be better served by putting more time (and money) into advertising via online platforms, it will help a lot to diversify your ad placement and create specific, tailored ads and sponsored posts for each platform. For instance, using mobile-optimized, interactive ads on platforms like Instagram and Twitter will help more users engage and connect without being turned off by overt brand messaging.

3. Marketing and Sales Will Be Central to Success

If there’s one area of your business where you invest extra cash and manpower this year, it should be your sales and marketing team. While it’s crucial to have a great onsite team to make your brick and mortar stores run smoothly, having a strong sales team will help you plan out a cohesive strategy for further growth. You can have a great business with a product people love, but if you can’t position your brand in the right way, it could end up catching up with you sooner rather than later. Don’t make the mistake of assuming the product will advertise itself. Put together a team of experts who will work to craft an irresistible story about your brand, whether to advertisers, sponsorship partners, or your consumer base at large.

4. Manager-Run Businesses Will Thrive

The first few years of starting up a franchise can be difficult for higher-ups when it comes to finding a groove. From balancing initial franchise costs to hiring the right team for each location, there’s a lot of potential for things to go wrong. However, once you find the people you trust, your growing pains will start to disappear. In the next year, businesses with great onsite management and a highly regimented order of business will thrive as new customer experience apps and review sites continue to gain traction. Having a great manager at each location to put out fires and attend quickly to customer service hiccups can help your brand avoid problems before they start. Even if you don’t fully have a vision for the future of your franchise yet, if you put together a team in each location that works like clockwork, your business will seem to run itself, giving you the time to think big and remain unbothered by the day-to-day problems of management.

5. Cybersecurity Will Be a Priority

No matter what you’re selling, if your customer base feels their information isn’t secure, your business will suffer. In the next year, many websites will start taking extra precaution against hacks and cybersecurity breaches. Don’t make the mistake of forgetting to arm your business against data thieves and hackers.

Categories
Finance

How to revolutionize your sale process

When you are selling goods, it is important to bring the best of your capacities out, in order to attract more clients and leads. To do so, you need to build up a team to establish your marketing strategy. You also need to gather information about your client, and your business needs to keep in touch with your client, in order to maintain your sales. This is why you need a CRM to take care of your company’s database. Some of these lead management software can help you revolutionize your sale process to the point of increasing them, just like nocrm.io can.

A new beginning for your business

You can now say goodbye to the good old agenda that you keep in your desk, so that you can have your client’s information at all times. You will no longer need to carry this heavy book everywhere you go, or every time you will have to talk to a potential lead. It is now possible to do a cold call while keeping an eye out for your current client. With CRM softwares, salespeople can manage their database while storing it in their computers, and it is obvious that these applications are resourceful, but when it comes down to it, they also require a lot of attention and care. As a matter of fact, these softwares are only useful when it is about storing and guarding your information, and unfortunately, they are quite time consuming for the data entries and the updates. This is not convenient when the company is already running, and you just installed the new application because you have to close your business for a few days. The reason? Entering information, data and the history of your company in tables.

nocrm.io the CRM revolutionary

When people think about CRM, they usually think about those huge interphases that let you round up your information. They surely can provide data about a client like its status and how many deals you closed up with them, but they do not have a “smart” way to help you when you need to search for new leads. You can look for a potential customer by yourself, or in this case you can use the criteria and the database nocrm.io has made for you. Pinpointing your relation with your clients has never been this easy. It is safe to say that this software is the revolutionary version for all small businesses. You can work in this application with up to 500 employees. There is no limit to how useful and fast this software can be. Besides, a large number of satisfied users can testify for its efficiency and its accuracy. You will no longer live in the obsolete time where you have to write everything down and have a thousand files. You can now multitask and revolutionize your sale process in one click thanks to nocrm.io.

Categories
Business

Become a Successful Trader Not a Dream Again, Follow This Trick

Becoming a Successful Trader Not A Dream Again – Being a successful trader is not an easy matter because it has to go through periods where you will be depressed by many things. Figures, charts and ratios in trading are more of an art than science. Similarly in an artistic element that includes talent, the best traders will improve their skills through practice and discipline. Here are 8 tricks to become a successful trader.

How To Become A Successful Trader:

Define Your Target and Choose a Matched Trading Style

Before you start anything, it would be great if you set goals and how to achieve them. Each type of trading requires a different approach and of course each type has different risks. Make sure your personality matches the trading style you choose. This is because the incompatibility between personality and trading style can lead to stress and loss.

Choose Brokers that Offer Suitable Trading Platforms

It is important for you to choose a broker by offering an s2trade scam platform that allows you to perform the required analysis. Also be assured that the broker you choose has a suitable trading platform for your desired analysis. A good broker with a bad platform or a bad broker with a good platform can be a problem. Choose a reputable broker, and you can do some research beforehand.

Choose Method and Be Consistent In Application

Before you enter the market as a trader, you need some ideas on how you will make the decision to execute trading. There are several ways you can consider starting from fundamental analysis to technical analysis. Remember that fundamentals will lead you to long-term trends, where chart patterns may offer short-term trading opportunities. Whichever method you choose, staid consistent and be a confident that the method is adaptive.

Select Left Entry and Exit with Care

Many traders are confused by the difference in information when looking at a chart. Be sure to pay attention to weekly and daily charts before making a decision. Keep your time in sync.

Calculate your Expectations

Expectation is a formula that can show how reliable your system is. You have to go back on time and measure all the trading done. Pay attention to the comparison between winning and losing that you experience. At least you can see the last 10 deals and calculate everything.

Focus In Trading and Learn To Love The Little Losses

Once you enter in forex then your funds are at risk, you can lose or gain. The possibility of losing this often makes traders panic, but you should consider that the money you are investing is for a vacation. So when the holiday is over then your money will run out. This thinking will make you accept small losses that often occur and increasingly focus on trading.

Build Positive Feedback

Positive feedback is created as a result of well executed and executed trading. Success will give birth to success that can be confidence, especially in profitable trading. Even so, when you experience a small loss in the appropriate trading plan then you will still get positive feedback.

Show Weekly Analysis

When closing at the end of the week, studying weekly charts can impact your trading. This can be categorized in an action to help you formulate the trading plan in the next week. Think objectively and you will make the best plan.

Categories
Business

The Benefits of Having Giveaways at Your Booth

There are many tactics exhibitors can use to preserve and prolong the image of their brands in each visitor’s memories throughout time. Some of the methods used to achieve this, include having a strong physical presence by displaying a booth that stands out from the rest, employing highly skilled staff who work within a team that provides diligent follow-ups to nurture and close leads.

The use of giveaways is another method exhibitors use to stand out from the crowd, and even though some people do not support this idea, here are some of the potential benefits you stand to reap by having giveaways at your booth:

Engagement

Booth visitors are always a curious lot. They are always eager to know what you are offering, and by including a giveaway, you create the perfect grounds for your staff to strike a conversation with them. Your staff will then have an avenue to sell your wares, and possibly collect leads before giving the free item away. Remember, without good engagement at your booth; your success will be rather limited.

Enticement

Everyone loves the free stuff, and you are likely to have huge crowds at your booth when you have something to give away for free. But don’t be thrown off by large crowds, because the exhibition floor is always full of freebie hunters, and if you are not careful, you may give out all the items without making a sale or collecting a single lead.

Brand Promotion

There are certain giveaways you can offer, which will help promote your brands. These are items that visitors will use, and in so doing, they will be increasing their own exposure to your brand, and possibly those around them. But for this to be successful, you should brand every giveaway with, and prominently feature your company’s logo, and any key contact information.

Categories
Business

5 Stationery for which Stationery Printing is Absolutely Required

We are supposed to be moving towards a paperless world. But can we really do without paper or stationery? Apparently not. Offices still need letterheads to bear important communication and envelopes to carry them. Business executives still cannot do without business or visiting cards for introducing themselves. So stationery printing is absolutely required for all offices.

Why stationery printing is still absolutely required?

  1. With many internet companies biting the dust every year, Companies are not willing to just trust names of startups. Business correspondence is considered official and valid only when it is on the office letterhead.
  2. With website domains disappearing often, no Company will just take Marketing executives seriously unless and until they carry their Business Cards.
  3. All Business transactions are valid only with proper invoices and receipts for taxation purpose.

Absolutely essential stationery for an Office

  1. Business Cards

Any business meeting or communication is incomplete without Business Cards. business Cards are a must for office, marketing, sales and account executives. They represent the professional image of the Company, bear its contact details and add credibility to the enterprise. To learn more about printing attractive Business cards, just click on visiting cards.

  1. Letterheads

Company letterheads are a must to bear official correspondence. Even if correspondence is done through email, a hard copy of its content on the official letterhead is a must for records. All legal documents like agreements, memorandum-of-understanding, minutes of the meeting, notices etc. should be typed only on official letterheads to be valid. Learn more about letterhead printing and print them professionally to gain best results.

  1. Envelopes

When you have to post or courier official letters, you will obviously need envelopes. Office envelopes, duly printed with the company logo and contact address are a must for any office. Every letter sent by hand, through courier or post must be enclosed in an office envelope. Print Company envelopes with appealing design and durable quality to carry your letters boldly and safely.

  1. Invoices and Receipts

Every office will execute financial transactions which have to be official recorded. All payments should be requested through company invoices and received payments should be acknowledged promptly with company receipts. Invoices and receipts are a must or any company and need to bear all the commercial details like Company registration number, GST number, TIN etc.

  1. Customized Labels

Print customized labels with your Company logo and contact address. These come handy to stick on parcels, envelopes and all official items. Even if envelopes are scarce, you can use plain ones by sticking these labels on top.

  1. Files and Folders

If office documents are to be submitted in bulk, it is always better to enclose them in a company file or folder. Print customized Company files or folders with your Company’s logo and address to project your firm’s image in a professional manner.

Even in this digital age, office stationery is irreplaceable and an absolute must for communication, correspondence and marketing. Stationery printing must be done professionally, creatively and economically with the help of expert Print specialists.

Categories
Investment

Profitable Investment in Selling Gold

Some people choose gold as their investment tool. This is because the value and price of gold more stable. Investment in gold includes a low risk and can be managed easily even if investors do not have the ability to assess the money market. How to buy gold also now also has reached the realm of online. In the process of buying and selling gold online there is known by the name of forex trading.

The advantages of online gold trading is that you do not have to fear no buyers. There are millions of people around the world who are also gold trading who are ready to sell and buy gold every time according to the desired price. You just need to sit in front of your computer then you can make a sale and purchase transaction. If at this minute you buy, it could be a minute to the next you sell it.

Another advantage of gold trading is we can still profit when the price of gold rose and also when prices fall. How can? If lucky when the price rises may be normal, but fortunately when the price down is certainly an interesting thing to be examined tips or how to sell gold to remain profitable are as follows:

Check the price of gold – Almost the same as how to buy, how to sell is also almost the same. You must make sure the buyback price is higher than the gold price stated on the invoice when you buy.

Find the best BuyBack – After knowing the standard price of gold in your country, you should look for a gold store that offers higher buy back prices than the standard itself. You can check by visiting the store directly, online or visit a gold shop in a mall that usually offers high buy back.

Certificates – If you buy gold make sure of the weight suitability, gold content and batch number printed on the certificate. Make sure you keep the physical gold and certificate in a safe place because if the certificate is lost will affect the price of gold. Moreover, the gold market of some countries prefers gold with gold agencies official certificate.

Official gold company are one of the most chosen places by people who intend to invest in gold. Which also makes it easy to make purchases online. Through the official website at that company we can easily get various information and provisions related to the purchase and also the sale of gold pawnshops through the site.

Online gold trading can be done anytime because the market is open 24 hours, and can be done from anywhere. Can be at home, in the office, in the car because it can be done on laptops, tablets, ipad, iphone and android smartphone. Very easy. The first thing to know in this online gold business or gold trading is that in the world of trading, the gold symbol is: GOLD or XAUUSD.

Categories
Business

The Rise Of Medical & Health Related Startups

Health is big right now. Some health products and companies may come across as a short-term trend. But today’s consumer is more than ever obsessed with health. From fitness trackers to meal prep to boutique fitness places, our society has become a health-conscious society.

Big tech and e-commerce have come together to launch major startups in the health space. One of the newest types of companies that are forming from the health craze is online pharmacies. Companies are being launched that deliver prescription drugs straigtt to one’s front door. These companies intertwine medicine, pharmacy, technology and e-commerce. Today, it is extremely easy to order medication just as if you were ordering clothing from an online retailer.

Health tech app startups are hot right now. These are essentially like any medical answering service. These services allow for people to communicate face to face with a licensed medical professional. Any health questions or concerns can be answered directly by a professional from a smartphone medical app.

For those who work in the medical field, there are social network startups out there that allow for them to consult and collaborate together. This allows for medical workers to discuss new trends, diseases, business-related issues and pretty much anything else related to the medical field.

Fifty billion dollars a year is spent on workers compensation and medical bills related to back pain. LumoBack is solving this issue with its sensor. Their sensor goes directly on the lower back and alters you to any back issues you are having. The sensor works to help the person wearing it improve their posture by sending them notifications to their iPhone.

The business of babies is big. Parents spend billions of dollars on their newborn infants. They will spend any amount of money to prepare for the arrival of their child. Neolight is a health-related startup that helps infants with jaundice. This startup is amongst many other startups that cater to newborns, millennial moms and the booming children industry.

Just as much money as people spend on their newborn babies, they equally spend as much on trying to conceive their children. Modern Fertility is a fertility company that sends kits to customers to test their fertility. Their kit makes women feel very comfortable with knowing about their fertility. This is just a single company amongst many other health-related companies that are focused on educating people about their health, fertility, genetics and possible diseases.

Businesses treking into the world of health have great chances of having success. This sector is not extremely easy to have success in. But with the ideal business model, differentiation, leadership and customer service a medical or healthcare startup could find major success. If you’re looking to have success in this sector, understand that many businesses are able to cash in on how consumers are very interested in living a happy and healthy lifestyle. This industry is one of the best industries to get started in due to how much growth potential it offers company founders.